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Lender Toolkit
WHEDA Single Family Programs and Updates
First Mortgage Options
Advantage Conventional
Eligibility Matrix (updated 11/20/2023)
Underwriting Guide (updated 09/20/2024)
Tax Advantage and First-Time Home Buyer Designated Target Areas (Effective 02/13/2024)
Tax Advantage and First-Time Home Buyer Designated Target Areas (2014)
Advantage FHA
Eligibility Matrix (updated 11/03/2023)
Underwriting Guide (updated 04/04/2025)
Down Payment Assistance Options
Easy Close DPA
Capital Access DPA
Mortgage Credit Certificate
Mortgage Credit Certificate (MCC)
MCC Origination Guide (updated 5/10/22)
More Like Home™ Repair & Renew Loan (Home R&R)
More Like Home Repair & Renew Loan (Home R&R)
The More Like Home™ Repair & Renew Loan, also known as Home R&R and Home R&R PLUS, are easy-to-use financial tools for homeowners to bring their beloved older homes back to their full potential to be safe, secure, and comfortable. Must be an approved, participating lender.
Want to learn more about how to become a participating lender?
Contact sales@wheda.com for more information.
Brand Kit: We have an engaging, consumer-friendly marketing brand kit for lenders to use:
Click here to download the More Like Home™ Repair & Renew Loan flyers in English and Spanish.
Click to view the consumer-friendly microsite and video.
More Like Home Repair and Renew Training (Video)
More Like Home Repair and Renew Training with Process Steps (PDF)
Home R&R Loan
Home R&R Plus Loan
These program funds have been fully committed and reserved for borrowers with lender-approved rate-locks. We are no longer taking new Home R&R Plus Loans.
- Eligibility Matrix
- Origination Guide
- Home R & R Income Limits
- Home R & R Plus Forgivable Note
- Home R & R Plus Forgivable Mortgage
Home Improvement Loan Program
Home Improvement Loan Program
Do you have borrowers that need a new furnace or looking to add more square footage to their home? The Wisconsin Housing and Economic Development Authority (WHEDA) will offer a new financing product in January 2023 to enable Wisconsin homeowners to make improvements and needed repairs.
- Eligibility Matrix
- HILP Underwriting Guide
- HILP Income Limits
- HILP Income Limits (06-11-2023 to 05-12-24)
- HILP Income Limits (Prior to 6-11-2023)
- HILP Certification Training
(required for all participating lenders) - HILP Lender Promotional Toolkit
- HILP Certification Test
Email to sales@wheda.com upon completion.
WHEDA Way Home – Pilot
WHEDA Way Home
WHEDA is piloting a new first mortgage product WHEDA Way Home with a small number of approved pilot lenders. This program is limited in scope and has limited funding dollars available.
WHEDA Program Resources and Training
Compliance Income & Purchase Price Limits
1st Mortgage & Easy Close Income and Purchase Price Limits
Current limits - Effective 12/13/24
Limits Effective for new registrations from 05/19/24 to 12/12/2024
Limits Effective for new registrations from 05/13/24 to 05/18/2024
Limits Effective for new registrations from 02/13/24 to 05/12/24
Limits Effective for new registrations from 12/15/23 to 02/12/24
Limits Effective for new registrations from 06/12/23 to 12/14/23
Limits Effective for new registrations from 12/14/22 to 06/11/23
Limits Effective for new registrations from 06/24/22 to 12/13/22
Limits Effective for new registrations from 6/15/22 to 6/23/22
Limits Effective for new registrations from 01/01/22 to 06/14/22
Capital Access DPA Income and Purchase Price Limits
Capital Access DPA Income and Purchase Limits (effective 9/16/2024)
Capital Access DPA Income and Purchase Limits (effective 06/25/24 to 9/15/2024)
Capital Access DPA Income and Purchase Limits (effective 7/1/2023 to 06/24/24)
Capital Access DPA Income and Purchase Limits (effective 6/15/23 to 6/30/23)
Capital Access DPA Income and Purchase Limits (effective 6/15/22 to 06/14/23)
Compliance Income Resources
Compliance Income Calculation Tools
Compliance Income Calculation Worksheet (2024 paystubs)
Compliance Income Calculation Worksheet (2025 paystubs)
Forms and Lender Resources
WHEDA Connect Training & Resources
WHEDA Connect Resources & Training
Getting Started and General Information
Delegated Administrator On Demand Training
WHEDA Connect Full On Demand Training
Uploading Loan Documentation On Demand Training
Registering and Locking your WHEDA Loan
Register and Lock your Loan Job Aid
Broker - Uploading Loan Documents
Mini Correspondent Uploading Loan Documents
Training Options
Webinar Schedule Catalog
Full Program and Procedure Training
WHEDA First Time Home Buyer Seminar
On Demand Training
WHEDA Full Program Training and Resource Guide - Video
WHEDA Full Program Training and Resource Guide - PDF
First Time Home Buyer Consumer Webinar
HILP (Home Improvement Loan Program) Certification Training
Homestyle Renovation Loan Officer Certificate Training
MCC Loan Officer Certification Training
Broker Channel Appraisal Order Process Training - BROKER CHANNEL ONLY