Features & Benefits

• Lower Interest Rate—improves profitability
• Longer Term and Amortization—lower monthly payment
• Use for Working Capital—finance more than fixed assets and inventory
• Reduce Risk for the Lender—makes it easier to approve the loan

Terms & Fees

Outlines the percentages and terms of the guarantee and fees that the business will incur.

How to Use the WSBG

Gives you a summary of the process.
For Businesses
For Lenders

Frequently Asked Questions

For Businesses

General
Eligible Businesses
Eligible Uses of Loan Proceeds
Procedures

For Lenders

Eligible Businesses
Eligible Uses of Loan Proceeds
Underwriting
Servicing Responsibilities

Eligibility

Business Eligibility

What types of businesses are eligible?

Use of Loan Proceeds

What are the eligible uses for the proceeds of a WHEDA guaranteed loan?

Guidelines

Quick Reference to Credit Guidelines

What does WHEDA look for when underwriting an application?

WHEDA Small Business Financing Manual

A complete explanation of the procedures and guidelines for all WHEDA small business financing products.
Printable version.

WHEDA Small Business Forms

Available in .pdf and .exe formats.

WHEDA Small Business Financing Updates

Keep up to date on what's happening with WHEDA small business financing products.